https://scholars.lib.ntu.edu.tw/handle/123456789/414425
標題: | Typhoons and opportunistic fraud: Claim patterns of automobile theft insurance in Taiwan | 作者: | Pao T.-I. Tzeng L.Y. Wang K.C. |
公開日期: | 2014 | 卷: | 81 | 期: | 1 | 起(迄)頁: | 91-112 | 來源出版物: | Journal of Risk and Insurance | 摘要: | We present evidence to support the existence of opportunistic fraud in the automobile theft insurance market in Taiwan. After encountering a typhoon hit, the insured who purchase automobile theft insurance but do not purchase typhoon/flood insurance tend to have a significantly higher probability of filing a total theft claim than other insured. The above relationship exists mainly in places affected by typhoons. Such evidence does not exist in partial theft claim. These claim patterns of automobile theft insurance provide us with strong evidence that supports the existence of opportunistic fraud in the market. ? The Journal of Risk and Insurance. |
URI: | https://scholars.lib.ntu.edu.tw/handle/123456789/414425 | ISSN: | 00224367 | DOI: | 10.1111/j.1539-6975.2012.01498.x |
顯示於: | 財務金融學系 |
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