https://scholars.lib.ntu.edu.tw/handle/123456789/608053
標題: | A Usage-Based Insurance Policy Bidding and Support Platform Using Internet of Vehicles Infrastructure and Blockchain Technology | 作者: | YEONG-SUNG LIN Lin W.-Y Tai K.-Y Hsiao C.-H Yang H.-J. |
關鍵字: | Bidding mechanism;Blockchain;Internet of Vehicles;Usage-based insurance | 公開日期: | 2021 | 卷: | 226 LNNS | 起(迄)頁: | 240-249 | 來源出版物: | Lecture Notes in Networks and Systems | 摘要: | This paper presents a usage-based insurance (UBI) platform that incorporates Internet of Vehicles (IoV) and blockchain technologies, discussing the potential stakeholders, business models, and interaction modes involved in this platform. Existing UBI products mostly use data on the driver’s mileage, driving period, or driving region for more accurate insurance calculations. Automobile UBI encourages customers to continue improving their ability to drive safety and provides a means to smoothly, transparently, and rationally calculate insurance pricing and payout. This paper proposes blockchain architecture to remedy management problems in a UBI environment. A bidding mechanism suitable for the blockchain-based UBI platform was designed to close the information gap between the insurance company and consumer, thus increasing consumer trust in the platform. ? 2021, The Author(s), under exclusive license to Springer Nature Switzerland AG. |
URI: | https://www.scopus.com/inward/record.uri?eid=2-s2.0-85105930565&doi=10.1007%2f978-3-030-75075-6_19&partnerID=40&md5=79ee87df3d48057a9dadcf9c69286122 https://scholars.lib.ntu.edu.tw/handle/123456789/608053 |
ISSN: | 23673370 | DOI: | 10.1007/978-3-030-75075-6_19 |
顯示於: | 資訊管理學系 |
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