The Study of Life Expectancy and Pension Payment of Workers with Disable Occupational Injuries in Labor Insurance in Taiwan
Date Issued
2009
Date
2009
Author(s)
Wu, Jing-Yi
Abstract
In 2008, there is a major change in insurance benefits system for victims with permanent disability after occupational accidents in Labor Insurance scheme in Taiwan. The effective amendment since 2009 would allow workers with permanent complete loss of work ability because of illness or injury to apply for monthly disability pension with a minimum payment of NT$4,000 instead of previous lump sum payment.e have conducted a research to estimate the survival and the loss of life expectancy of workers with permanent complete loss of work ability due to occupational injuries in Taiwan, their potential total insurance disability payment amounts in new and old system for comparison, and income-replacement ratio of monthly disability pension payment, by means of the database between 1986 and 2006 on permanent disability benefits obtained from the Bureau of Labor Insurance. ome workers with permanent complete loss of work ability due to occupational injuries probably obtain less amount of total sums in pension payment system, and almost all workers obtain the pension payments withhe income-replacement ratio less than 50%. The problem in the disability pension system for victims of occupational accidents is the consideration of duration of paying insurance premium in the current payment formula. So we conclude that the updated system still needs more improvement to achieve the goal of taking care of the family of these workers.
Subjects
occupational accident
disability pension
survival analysis
income-replacement ratio
workers'' compensation
SDGs
Type
thesis
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