A Comparative Study of Pension System in Taiwan: a Perspective of Welfare Stratification
Date Issued
2010
Date
2010
Author(s)
Chun-Fan Lai, Edward
Abstract
This master thesis investigated the Taiwanese pension system shaped from state-market relationship and its effect of welfare stratification. The main theoretical bases are from three dimensions. They are three pillars of pension system (The World Bank, 1994), Welfare state as a stratification system (Esping-Andersen, 1989), and the public-private mix on pension system (Esping-Andersen, 1989; 1990).
The first, the thesis collected secondary data for understanding the pension system and its effect of welfare stratification of America (the liberal regime), Germany (the conservative regime), and Sweden (the Scandinavian regime). The second, the work found and analyzed the qualitative data collected by secondary data method and interview method of financial practice and pension level of Taiwanese pension system. The last, the main findings of the thesis are as follows.
The pension systems of those three countries present the three paths and models of stratification effect as Esping-Andersen’s study for welfare stratification. Stressing on occupational retirement pension of secondary pillar and individual business pension of third pillar, American pension system indicates characteristics of marketization and individual competition. Centering on vocationally corporative pension insurance of first pillar, German pension system shows the features of state-corporatism and differences of status forged by occupation groups. Emphasizing on universal pension right, Swedish pension system presents the traits of public equality and the flat effect of welfare stratification.
In Taiwan, the state involves more pension financial practice of former and state-own-enterprise employee than others. In other words, the market involves more pension financial practice of general employee of private sector than others. In addition, the state plays most important role on policymaking and legislation of pension system. Because of laying stress on vocational pension insurance and occupational retirement pension, the stratification effect of pension system in Taiwan is mainly from the occupational divisions. With author’s viewpoints, pension policy in Taiwan needs more consideration of socio-political fairness because of importance of state’s guidance.
Subjects
pension system
welfare stratification
welfare state
state and market
effect of stratification
SDGs
Type
thesis
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