Who Can Support My Retirement? A Comparative Study of Generation Contract and Family Support between Youth and Middle-Age Population in Taipei
Date Issued
2012
Date
2012
Author(s)
Chen, Yi-Da
Abstract
Abstract
According to statistics, in Taiwan, the total fertility has been around 1 and the persons aged 65+ have increased to over 10% of total population in recent years. The support ratio has increased year by year and the situation of aging is more serious, implying a kind of crisis that social insurance with the principle of PAYG generational contract and traditional family support could collapse.
Estimation for the future the demographic change with much lower total fertility as well as the population with age 65+ increasing quickly, the stability of old-age economic security after retirement will be impacted remarkably, so that in 2005 the World Bank proposed the multi-tier system to solve poverty problems in old age. Correspondingly, Taiwan has to face the same circumstance of demographic shock, and mostly follow the proposal of a multi-tier system, to reform its old-age economic security system.
The researcher focuses on the Taiwanese social insurance system and family support influenced by lower total fertility and demographic aging. The researcher adopts in-depth interview method, by calling for cases through facebook and categorizing as well as sorting texts with MAXQDA2007 software. Finally, the researcher bases on grounded theory to understand two generations of aged 20-30 and 40-50 about their perspectives of social insurance with generational contract and family support.
In the end, this study finds that there is a common view of generational contract with attitude of supporting and doubting between 20-30 and 40-50, because they all face the tough circumstances like demographic change, economic problems, etc. Meanwhile, family support is the same trend like generational contract. In addition, the researcher tries to link the theory of generational contract and real perspectives by in-depth interview, in an attempt to look for native traits of social insurance with principles of generational contract in Taiwan. Eventually, the researcher also addresses suggestions to government for social insurance and family support policies by conclusions from research findings.
Keywords: lower total fertility, aging, Word Bank, generational contract, family support
Subjects
lower total fertility
aging
Word Bank
generational contract
family support
Type
thesis
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