Current state and future applications of third party mediation of cash flow in e-commerce.
Date Issued
2014
Date
2014
Author(s)
Wang, Chien Min
Abstract
The internet development has helped to change the business behaviors an effect the traditional consumer behaviors. Through non-cash face to face transaction by electronic recording, verifying and transmission commercial behaviors can all be categorized as “e-commerce”. The internet behavior models can be simplified into a number of categories , namely information flow, material flow, capital flow and business flow, Non of these flows can be missed in the development of e-commerce.
This research studies a number of e-commerce payment tools by listing each of its characteristics , operation procedure and time and place of application. This research also use case studies to demonstrate the application of third party payment a d mobile payment and bring more imagination for the future.
This year (2014), the Financial Supervisory Commission R.O.C (FSC) and the Department of commerce, the Ministry of Economic Affairs (MOEA) have hosted many public hearings, collected recommendations for cash flow platform operators and referred to current international practices. A tailor made draft bill of third party payment has been completed and is now pending for legislative approval. It is hopeful that starting form next year, the enactment of Taiwan’s Third Party payment legislation will entitled third payment operators a legal justification to not only apply to online shopping, but also to automatic payment and mobile payment. The research forms the view that by practical experience and discussion over application can help the public to further understand the importance of a dedicated third party payment legislation is to the industry development. The authorities can understand more of the industry’s needs and therefore brings more effective management and give more open market in order to create a thorough opportunities for the development of e-commence.
Subjects
電子商務
行動支付
行動商務
第三方支付
SDGs
Type
thesis
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