https://scholars.lib.ntu.edu.tw/handle/123456789/414423
標題: | Heterogeneity of the Accident Externality from Driving | 作者: | Huang R.J. Tzeng L.Y. Wang K.C. |
公開日期: | 2014 | 卷: | 81 | 期: | 4 | 起(迄)頁: | 735-756 | 來源出版物: | Journal of Risk and Insurance | 摘要: | This article examines the accident externality from driving in terms of loss probability and severity by using a unique individual-level data set with more than 3 million observations from Taiwan. Two types of accident externality are, respectively, measured: the average number of kilometers driven per month per vehicle and the total number of speeding tickets per month. For both variables, we find significant evidence to support the existence of the accident externality. Moreover, we find that the accident externality is heterogeneous in terms of the vehicles' characteristics. ? The Journal of Risk and Insurance, 2013. |
URI: | https://scholars.lib.ntu.edu.tw/handle/123456789/414423 | ISSN: | 00224367 | DOI: | 10.1111/j.1539-6975.2013.01517.x |
顯示於: | 財務金融學系 |
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