2018-03-202024-05-17https://scholars.lib.ntu.edu.tw/handle/123456789/681595摘要：近年來推動職業災害保險法單獨立法，在強化全面強制納保的同時，自願加保或特別加保的範疇是否應隨之調整，亦有探討之必要。舉例言之，農業工作者是否亦應為職業災害保險所涵蓋，抑或增訂於農民保險，即為一重要問題。此外，現行法下合法未投保或雇主違法未投保勞工保險之勞工，於發生職業災害時，雖可請領最低投保薪資之補償或向雇主請求賠償，然而兩個管道對勞工的保障均明顯不足。因此，值此職災保險法單獨立法研擬之際，有必要透過先進國家職業災害保險納保制度之研究，以日德為例，切實地掌握其職業災害保險之納保對象、投保方式，以做為我國職災保險法立法之參考。 本研究主要由兩個部分構成：(1) 日本及德國職災保險納保制度之介紹與分析；(2) 學者專家座談會議之意見交流與具體建議之彙整。前者主要目的在於分析比較兩個先進國家的法制，探求強制納保對象劃定範圍的政策目的以供我國參考借鏡。此外，兩國如何保障未納保勞工，也是本研究關切的重點；至於後者，乃就前述文獻探討之成果，提出我國未來職業災害保險納保範圍之建議，以及加保方式與未加保時之對策之可行方案等，予與會專家學者進行討論並提出政策建議。最後，以兩個階段得出的研究成果為基礎進行統整分析，就我國未來職災保險單獨立法時之納保制度，提出政策面及執行面之具體建議。 <br> Abstract: Nowadays, the separate legislation on Industrial Accident Insurance Act is in progress. It is necessary to explore whether the category of special insurance and voluntary insurance should be adjusted when that of the compulsory insurance is enlarged. For example, whether agricultural workers should also be covered by industrial accident insurance or covered by Farmer Health Insurance is an important issue. In addition, under the existing law, when an insured unit failed to enroll its employees for industrial accident insurance, the loss thus incurred by the employees shall be compensated by the insured unit in accordance with the payment standard defined in Labor Insurance Act, or they may with reference to the standards of Labor Insurance Act apply for disability or death subsidies of occupational accident in accordance with the minimum grade of insured salary. However, the protection of workers in both the two schemes is obviously inadequate. Therefore, it is necessary to study the system of Industrial Accident Insurance in advanced countries and take Japan and Germany as examples, which may serve as a reference for the legislation drafting of Taiwan`s Industrial Accident Insurance Act.職業災害保險法自願加保特別加保農民保險日本德國Industrial Accident Insurance Actvoluntary insurancespecial insuranceFarmer Health InsuranceJapanGermany