巫和懋Gass, DavidDavidGassChichilnisky, GracielaGracielaChichilniskyWu, Ho-MouHo-MouWu2009-04-202018-06-282009-04-202018-06-281994http://ntur.lib.ntu.edu.tw//handle/246246/150636en-USIndividual Risk and Mutual Insurancejournal article