https://scholars.lib.ntu.edu.tw/handle/123456789/414423
Title: | Heterogeneity of the Accident Externality from Driving | Authors: | Huang R.J. Tzeng L.Y. Wang K.C. |
Issue Date: | 2014 | Journal Volume: | 81 | Journal Issue: | 4 | Start page/Pages: | 735-756 | Source: | Journal of Risk and Insurance | Abstract: | This article examines the accident externality from driving in terms of loss probability and severity by using a unique individual-level data set with more than 3 million observations from Taiwan. Two types of accident externality are, respectively, measured: the average number of kilometers driven per month per vehicle and the total number of speeding tickets per month. For both variables, we find significant evidence to support the existence of the accident externality. Moreover, we find that the accident externality is heterogeneous in terms of the vehicles' characteristics. ? The Journal of Risk and Insurance, 2013. |
URI: | https://scholars.lib.ntu.edu.tw/handle/123456789/414423 | ISSN: | 00224367 | DOI: | 10.1111/j.1539-6975.2013.01517.x |
Appears in Collections: | 財務金融學系 |
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